Privacy Policy

Moody Insurance Agency Privacy Policy

Effective Date: December 4, 2024.

At Moody Insurance Agency, (“we,” “us,” “our”), we prioritize your privacy and are committed to protecting any personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your information in accordance with the California Consumer Privacy Act (“CCPA”) and other applicable privacy laws. This policy applies to information collected through our website, https://moodyins.com/, as well as other interactions you may have with us.

1. Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or household. This may include:

• Personal Identifiers: such as your name, address, email address, phone number, and IP address. (The phone numbers we collect and the consent received will not be shared with 3rd party providers.)
• Commercial Information: details of products or services purchased, obtained, or considered.
• Internet or Other Network Activity: browsing history, search history, and interactions with our website.
• Professional or Employment-Related Information: information you may provide if you inquire about employment opportunities.
• Other Information: any other information you choose to provide through our website or other forms of communication with us.

2. How We Collect Information

We collect information directly from you when you:

• Complete forms on our website
• Request information or contact us via email or phone
• Use our website and agree to cookies or other tracking technology

We may also gather information from third-party sources in accordance with applicable law.

3. How We Use Information

We use your personal information for the following purposes:

• Providing Services: to provide, maintain, and improve the services you request.
• Customer Support: to address inquiries, requests, and customer service needs.
• Communication: to contact you with information on services, promotions, and relevant updates.
• Compliance and Legal Requirements: to comply with legal obligations or as required by law.
• Security and Fraud Prevention: to protect against fraudulent, unauthorized, or illegal activity.

4. Sharing of Information

We do not sell your personal information to third parties. However, we may share your information with:

1. Service Providers: to assist us in delivering services and performing functions such as payment processing, IT support, or marketing.
2. Affiliated Companies: within our corporate family, as permitted by law.
3. Legal and Regulatory Authorities: as required by law, such as in response to a subpoena or legal process.
4. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Your Rights Under CCPA

If you are a California resident, you have the following rights under the CCPA:

1. Right to Know: to request that we disclose the specific pieces of personal information we have collected.
2. Right to Delete: to request that we delete personal information we have collected, subject to certain exceptions.
3. Right to Opt-Out: to opt-out of the sale of personal information, although we do not sell your data.
4. Right to Non-Discrimination: we will not discriminate against you for exercising any of your CCPA rights.

To exercise these rights, please contact us as described in Section 9.

6. Security Measures

We take reasonable precautions to protect your information from unauthorized access, disclosure, and misuse. However, please note that no data transmission over the internet or storage system is entirely secure. We cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar technologies to enhance your browsing experience. You can adjust your browser settings to refuse cookies; however, this may affect certain website functionalities.

8. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect or solicit information from children. If we become aware that we have collected personal information from a child, we will take steps to delete it promptly.

9. Contact Us

If you have questions about this Privacy Policy, or if you wish to exercise your rights under the CCPA, please contact us:

Moody Insurance Agency, Inc.

8055 East Tufts Ave,
Suite 1000
Denver, CO 80237
info@moodyins.com
303.824.6600

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on our website with the revised effective date.

This Privacy Policy was last updated on December 16, 2024.